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The Effect Of Health Insurance On Health Care Utilization: Evidence From Malaysia

Table 1:

Variable Definition Mean Std. Dev. Min Max
Inpatient Inpatient stay in the last 12 months;1 Yes, 0 - No 0.056 0.229 0 1
Inpatient Number of inpatient stay in the last 12 months. 0.074 0.384 0 14
Age Age in years 39.27 13.61 18 97
Agesq Age square 1727.86 1172.00 324 9409
Male 1 if gender is male, 0 female 0.542 0.498 0 1
No_edu Has no formal education
Primary 1 if primary, 0 otherwise 0.280 0.449 0 1
Secondary 1 if secondary, 0 otherwise 0.579 0.494 0 1
Tertiary 1 if tertiary, 0 otherwise 0.082 0.275 0 1
Married 1 if married, 0 otherwise 0.746 0.436 0 1
Size Number of household member 4.739 2.410 1 19
Chronic Suffering from chronic illness(es); 1 Yes, 0 No 0.223 0.416 0 1
Smoker A smoker;1 Yes, 0 No 0.288 0.453 0 1
Insurance Own medical insurance;1 Yes, 0 No 0.206 0.404 0 1
Income Log (1+total income) 4.829 3.137 0 10.309
Malay 1 if Malay, 0 otherwise 0.642 0.479 0 1
Distance Distance to private hospital (km) 46.807 77.383 0 750
Urban 1 if lives in urban, 0 rural 0.544 0.498 0 1
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