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Self-Efficacy, Religiosity, Financial Behavior, and Financial Well-Being

Table 2: Variables Descriptive Statistics, Validity and Reliability

Citation Variable Dimensions Items Factor loading Mean SD CR AVE
Keister (2008) Religiosity Divine (R1) 1234567 0.510.570.710.750.770.740.81 4.03 0.61 0.87 0.49
Accumulation (R2) 123 0.440.980.43 2.36 0.83 0.67 0.45
Sacrificial giving (R3) 123456 -0.680.820.680.72- 3.29 0.53 0.82 0.53
Lown (2011) Self-Efficacy (SE) - 123456 0.660.700.490.800.730.60 2.81 0.74 0.83 0.45
Fünfgeld and Wang (2009) Financial behavior Anxiety (FB1) 1234 0.800.800.800.83 3.20 0.90 0.88 0.64
Interest (FB2) 12 0.740.79 3.10 0.84 0.74 0.59
Intuitive (FB3) 12345 0.64-0.66-- 3.62 0.66 0.60 0.42
Need for precautionary Saving (FB4) 12 0.730.92 4.42 0.62 0.82 0.70
Free-spending (FB5) 123 -0.590.83 3.00 0.91 0.67 0.52
Prawitz et al. (2006) Financial Wellbeing (FW) - 12345678 0.810.800.850.790.750.700.500.89 2.52 0.83 0.91 0.59
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