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Methods Of Analysis Of Commercial Banks’ Deposit Portfolio

Table 1:

Indicator Method of calculation Economic substance
The number of deposit turnover for the period by depositors segments The ratio of the deposits amount returned to credit organizations to the average deposit balance for the period for each segment It shows how many times the funds in deposits were turned over for a certain period. The more turns funds make, the more effectively they are used for each segment
Coefficient of attracting deposit resources by depositor segments The ratio of the attracted deposit resources amount to the amount of loans issued by a commercial bank for each segment It shows the total amount of deposit resources for 1 RUB of funds provided to customers in the form of a loan for each segment
Coefficient of concluded deposit agreements by depositor segments Ratio of the number of deposit agreements concluded for the period to the number of agreements at the end of the period for each segment It shows an increase (decrease) in the number of deposit agreements for each segment
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