Digital Banking Development In The Russian Federation
Table 2:
| Digital | Bank-2-Bank |
| 1. A clear understanding of the niche | 1. Clear understanding of the role; |
| 2. Minimal functionality; | 2. LEGO-like products; |
| 3. Connecting to the API instead of a unified ABS; | 3. Standard processes and procedures; |
| 4. "Cloud" in the network as a data source; | 4. Data Warehousing; |
| 5. Partnership as a business concept | 5. Partnership as a business competention |