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Measuring Mobile Banking User Attitude In Malaysia

Table 3: Result of bootstrapping (direct effect)

Hypotheses PathCo-efficient StandardError t-Value Decision
H1 Technology Acceptance Model -> Attitude to Use Mobile Banking 0.228 0.065 3.524** Accepted
H2 Perceived Benefit -> Attitude to Use Mobile Banking 0.105 0.063 1.795* Accepted
H3 Perceived Risk -> Attitude to Use Mobile Banking 0.477 0.06 7.974** Accepted
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